Is Auto insurance claim information shared with different insurance companies

If you want to switch your auto insurance to a different auto insurance company,how about your insurance claims that have made.

Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.

Most of the time, they will find those prior claims.Fraudulently stating fewer claims than you actually have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back charge you a higher rate, and/or cancel the policy on the spot.

If your rate went up due to the claims,it’s not bad idea to shop around,just make sure they are rating you with knowledge of those prior claims.