Car insurance for young drivers ways to save money

Young drivers face some of the highest car insurance premiums around.Here are some tips to save money when you buy your car insurance.

1.To be a newly qualified drivers who have completed the Driving Standards Agency’s Pass Plus course.

2.Being aware of the risks that come with being an inexperienced driver can help you to think about how you can improve your driving.

3.If you drive safely by following the Highway Code and staying within the speed limit you will reduce your chances of being involved in an accident. By avoiding accidents you will improve your chances of earning that all important no-claims discount when you come to renew your car insurance.

4.Improve your car security
 Thinking about the security of your car could help you reduce your premium. Things to consider:

Where your car is kept overnight
If you can, the ideal place to keep your car is in a locked garage. If this isn’t an option, your car is best kept off the street.

Security devices
It may be worth considering additional security devices for your car. Your insurer can advise on approved security devices. Devices which may attract lower premiums include:

alarm/immobiliser systems
high security door and ignition locks
mechanical immobilisers
glass etching – etching the registration number to vehicle glass
a visible VIN (Vehicle Identification Number) which can be seen through the windscreen acting as a further deterrent to thieves
Remove valuables from you car
Take the stereo, sat nav and valuables with you when you lock your car.

5.Compare like with like when buying car insurance
 When you’re searching for a policy, make sure you compare like with like. Two car insurance policies with the same price may not offer the same level of benefits, so it’s always worth checking to see whether the policy covers everything you need.

If you think you’ve found a bargain, always look closely at the detail, particularly at any compulsory excesses which you would have to pay when making a claim. What looks like cheap car insurance could actually be expensive if the excess is more than you can afford to pay.

Car insurance for young drivers ways to save money