How to get Cheap student car insurance

Car insurance for young drivers and student can be expensive,here we look at the cover that’s available and offer some tips which help you get Cheap student car insurance.

1.Third Party Only offers a basic level of cover. It covers you for claims made against you by other people following an accident. It covers your liability for injury to others and damage to their property.

Third Party Fire and Theft provides the same level of protection as Third Party Only, but also covers your vehicle against fire damage or theft.

2.Make your no-claims discount a priority
Leaving home to become a university student could be the point at which you make the switch from being insured as an additional driver of a parent’s car to insuring your own car. The insurers of your parent’s car may not wish to continue providing cover if you take the car with you to university. If you decide to take your own car you will need to insure it yourself. Once you have your own policy your goal should be to earn your first no-claims discount.

3.If you’re buying a car, look for a vehicle in a low car insurance group.

4.It’s worth thinking about the amount of driving you’ll be doing while you’re a student. If you’re driving to university think about how far you have to drive to the campus. Could you reduce your annual mileage by living closer to the university? If you can reduce your annual mileage you are likely to receive cheaper car insurance quotes.

5.Where you keep your car at night will affect the car insurance premium you’ll pay. If you are able to keep your car off the roadside at night, or better still keep it in a locked garage, this could mean you pay a lower premium. If you have to park your car on the street outside your your student accommodation, make sure you park in a well-lit area and remember not to leave any valuables in the car which may attract thieves.

How to get Cheap student car insurance