Why women auto insurance rates are more affordable

From an insurance standpoint, though, insurance rates are more affordable for women because of several factors:

Women drive less than their male counters; they spend less time behind the wheel, and they put less mileage on their car annually.
Women are involved in half as many accidents as men, and the majority of those accidents are committed at lower speeds and result in less property damage or bodily harm.
Women drivers commit far fewer crimes involving a car, than do their male counterparts.
Women tend to drive at lower speeds, and obey vehicular laws.
Women typically pass their driving licensing examinations, both written and practical, on the first attempt, whereas fewer of their male counterparts succeed the first time.

Why women auto insurance rates are more affordable